Chase Southwest Credit Card Terms and Conditions
The best Southwest credit card depends on your situation. However, for most consumers who want to add a co-branded Southwest card to their wallet, the southwest Rapid Rewards® Priority credit card probably offers the best benefits on the annual fee paid. If you are looking for the best Southwest credit card with the lowest annual fee, the Southwest Rapid Rewards® Plus credit card is for you. For the most profitable card after considering the anniversary bonus, the Southwest Rapid Rewards® Premier credit card is the best option. You can only have one personal Southwest card at a time. Chase will not approve you for a new Southwest personal credit card if you are a current Southwest personal cardholder or a former cardholder who has received a new bonus in the last 24 months. As with other Chase credit cards, you may be able to get approval for a Southwest credit card within a minute of submitting your application. However, in some cases, Chase may need more time to evaluate and approve your application. You may also need to provide additional information to be approved. Yes, for your convenience, your credit card account number will not change; However, the expiration date and the CVV/security code on the back of your card are subject to change. Therefore, you should check all automatic payments to make sure they are set up correctly. Use your card and book directly with our partners or via open overlaySouthwest.com® to earn 2 points for every $1 spent. Footnote* You should choose to earn points on a Southwest credit card instead of a Chase Sapphire card if your goal is to earn Companion Pass points.
The Southwest Rapid Rewards® Premier Credit Card and the Southwest® Rapid Rewards® Premier Business Credit Card offer a bonus of 6,000 points per cardholder`s birthday. With Southwest points worth around 1.5 cents per point, that`s a $90 per year perk – that`s almost the entire $99 annual fee on these cards. Southwest Rapid Rewards® Premier credit card holders will receive a 6,000-point bonus on each cardholder`s birthday. This 6,000-point anniversary bonus is worth $90 according to our 1.5 cent odds. As long as you use these Rapid Rewards points, you`ll almost completely offset the $99 annual fee of the card. Points earned on purchases will appear in your Rapid Rewards account up to 30 days after the date of your statement cycle. In addition, travelers can transfer Chase Ultimate Rewards points® in a 1:1 ratio to Southwest Rapid Rewards points. This means that there are many credit cards that can directly or indirectly earn Southwest points. Like the Personal Premier Card, the Southwest® Rapid Rewards Premier Business credit card rewards cardholders® with a bonus of 6,000 points per cardholder`s birthday. At a value of 1.5 cents per point, it`s like getting back $90 in value on each cardholder`s birthday – which almost completely offsets the $99 annual fee for the card. Rapid Rewards business credit cards come with different fees.
When you upgrade to the Rapid Rewards Premier Business credit card, your fee increases to $99. But it also includes 6,000 anniversary points, 2 EarlyBird registrations per year, a $500 fee credit for point transfers per year, and a 25% return on onboard purchases. All Southwest co-branded credit cards offer a birthday bonus. In any case, this anniversary bonus can offset a significant amount of the card`s annual fee. If these are fees you`re considering, there are two Southwest credit cards you should consider. The Southwest Rapid Rewards® Priority Credit Card and the Southwest® Rapid Rewards® Performance Business Credit Card reimburse up to four upgrade boarding purchases per anniversary year. That`s up to $200 in savings from this one-card benefit. 25% Discount on In-Flight Purchases on Southwest Airlines® Flights: You get a 25% discount on Southwest Airlines purchases on board by using your Southwest® Rapid Rewards® Premier credit card for beverages and Wi-Fi in the form of a credit card statement. The credit(s) will be credited to your credit card account on the same day as your purchase(s) and will appear on your monthly credit card statement within 1-2 billing cycles. You will also receive 25% discount on purchases made on board by authorized users on your account. To be eligible for the 25% refund, the purchase must be made with your Southwest® Rapid Rewards® Premier credit card and your account must be open at the time of execution and not in default. The other three Southwest cards also offer birthday bonuses, which offset a significant portion of the card`s annual fee: To pay for your Southwest credit card, you can log into your account to schedule a payment, send a check via email, or call Chase directly to pay by phone (see our list of Chase phone numbers and mailing addresses).
You can also set up automatic payments for your Southwest card through your online account. Four Southwest credit cards offer cardholders the opportunity to earn eligible level points by spending. Cardholders earn 1,500 TQP per $10,000 of purchases made with the following cards: Reimburses you for major purchases such as toiletries and clothing for baggage delays of more than 6 hours by the airline up to $100 per day for 3 days.^ Link to the same disclaimer page It may take up to four business days before your upgrade request is approved and that new benefits take effect. As long as you continue to meet our credit criteria, your new card will arrive within 7-12 business days of the upgrade approval. You will also receive new cards for all authorized users of this account within 7-12 business days. As with the Southwest Rapid Rewards Plus credit card, you will be rewarded with bonus points for transferring a balance® shortly after opening your card. Get 1 point per dollar on the first $15,000 balance transfers within the first 90 days of opening your Southwest Rapid Rewards® Premier credit card. The Southwest Rapid Rewards® Priority credit card is our favorite card for frequent travelers in the Southwest. The card offers a number of benefits that can more than justify the card`s $149 annual fee. Cardholders will receive a bonus of 7,500 points per cardholder`s birthday, an annual travel balance of $75 Southwest and four upgrade boardings. That`s more than $300 in benefits per year. As with other Southwest credit cards, the Southwest® Rapid Rewards® Performance Business credit card offers a birthday bonus.
Cardholders receive a bonus of 9,000 points on each cardholder`s birthday. With an average redemption rate of 1.5 cents per point, this birthday bonus alone is worth $135. Using these points, the actual annual fee drops to just $64 – that`s incredibly reasonable considering all the other benefits this card offers. While the Chase Sapphire Preferred card offers® a better winning rate, the Southwest Rapid Rewards Premier credit card is currently at the top of the list due to its sign-up bonus (you get a bonus on all restaurant purchases and travel with the Chase Sapphire Preferred® card, while® the Southwest Rapid Rewards® Premier credit card only offers a bonus on Southwest purchases. Southwest Airlines car rental and partner hotel purchases and commuting and public transportation). Have questions about Southwest Airlines credit cards? We have answers. Here you will find answers to some frequently asked questions. This method of winning is limited to $100,000 in annual purchases. You can earn a total of 15,000 TQP through credit card spending, but that doesn`t even allow you to reach half the A-list status.
Therefore, you should only consider this opportunity to earn eligible level points if you plan to earn a lot of TQP by flying southwest. Applying for a new credit card? For more information on how to apply, please read the offer prices and conditions for more information on applicable interest rates, fees and fees. Check the documents you received with your card. You can activate your card online via the card`s activation page or call the 1-800 number that came with the card to activate it over the phone. You can also call Chase`s technical support line: 800-935-9935. While you`re at it, make sure the card is linked to your Rapid Rewards account. ↑ These benefits are available when you use your card. Limitations, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies, which are solely responsible for administration and claims. There are certain deadlines and documentation obligations. Once your account is opened, we`ll send you a benefits guide that includes a full explanation of coverage.
In addition to solid point accumulation rates, the Chase Sapphire Preferred® card also shines when it comes to the card`s benefits. Here are some of the highlights: Southwest is a popular airline for many travelers thanks to its flight-friendly policies. Luckily, it`s easy to earn Southwest Rapid Rewards points on award flights. There are three Southwest personal credit cards and two Business Southwest credit cards. You can earn 20,000 bonus points for each friend or company approved for a card when you click the button. Southwest credit cards require an excellent/good credit score, which means you`ll need a credit score of at least 680 to qualify for a card. To get Wi-Fi on Southwest, you`ll need to connect to Southwest`s Wi-Fi network using a Wi-Fi-enabled device (you`ll also need to download the Southwest app to access some of the content). You can access TV, movies, and messaging for free (via iMessage and WhatsApp). To get internet access, including web browsing and email verification, you`ll have to pay an $8 fee. .
